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How much does an answering service cost for contractors?

6 min read
Key takeaways
  • Human answering services: about $200–$800+ a month, or roughly $1.60–$5.00 per minute at published rates.
  • AI answering services: usually a flat $25–$500 a month. Ours is $149–$497.
  • The real comparison is cost per booked job, not cost per minute.

Typical prices in 2026

Published prices as of October 2026. Confirm with each vendor.
ServicePublished priceApprox. per minute
Ruby (human)$250/mo for 50 min to $1,725/mo for 500 min$3.45–$5.00
AnswerConnect (human)About $325/mo for ~200 minAbout $1.60
Smith.ai (AI or AI + human)From $97.50/mo AI; $292.50/mo hybrid + $95 setupVaries by plan
Rosie (AI)$49–$299/moVaries by plan
Our AI: Starter$149/mo for 300 min$0.50
Our AI: Pro$297/mo for 800 min$0.37
Our AI: Growth$497/mo for 1,800 min$0.28

What drives the price

  • Minutes or calls included, and the overage rate when you go over.
  • Human vs AI: people are paid by the minute; AI is mostly a flat fee.
  • Setup fees and contract length.
  • Extras: Spanish, after-hours, appointment booking, CRM integrations.

Hidden costs to ask about

  • Per-minute rounding: some services bill every call as at least a minute or more.
  • Holiday and after-hours surcharges.
  • Fees for transfers, texts or call recordings.
  • Minimum terms and cancellation fees.

Work out what you need

Count your calls per day in peak season and how long they last. A shop taking 20 calls a day at 3 minutes each uses about 1,800 minutes a month in July. Then look at the other side: if one missed replacement job is worth several thousand dollars, the cheapest service isn't the one with the lowest monthly fee. It's the one that books the most of those calls.

Use our missed-call calculator on the pricing page to estimate what unanswered calls are costing you.

Frequently asked questions

What is the cheapest answering service for contractors?

AI answering services are usually cheapest per minute; some start under $50 a month. Check how many minutes are included and whether it books jobs or only takes messages.

Do answering services charge per call or per minute?

Human services usually charge per minute or per call. Most AI services charge a flat monthly fee with a minutes allowance.

Is there a contract?

It varies. Ours is month-to-month with no contract, and every account starts with 30 free call minutes.

Try it on your own business

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